When you look at the statistics of identity theft, it’s extremely worrying to see cases increasing every year — that’s why so many people are flocking to identity theft protection services for help. Fortunately, there’s a wide selection to choose from. Here we’ll be looking at two of the most popular options on the market. IdentityIQ and IdentityForce are both powerhouses in the industry that cover a wide range of identity theft monitoring services and give you vital recovery assistance in case anything happens. Of course, you only need to use one of them, so here we’ll help you find the perfect identity theft protection for you.
|Free Trial||Free Trial||Free Trial|
|Founded||California, U.S.||Framingham, U.S.|
|Credit Card Required|
|U.S./Canadian Citizenship Required|
|Monitoring & Alerts|
|Bank Account/Credit Card Monitoring|
|Credit Score Monitoring|
|Dark Web Monitoring|
|Risk Management Score|
|Social Media Monitoring|
|Insurance Policy||$1 million||$1 million|
|Free Trial||14 days|
|Discounts on Longer Term Plans|
One solution to help keep you safe from identity theft is California’s IdentityIQ. Since 2010, the service has been helping its users stay safe by monitoring credit scores and sending alerts for any score changes. There’s also a credit score simulator so you can see what impacts any actions will have on your score. But those are just the basics — IdentityIQ also monitors the dark web for traces of your personal information and checks for any changes of address in your name. A great extra feature you get with IdentityIQ is additional family protection for any children under 24.
In the unfortunate event that you are still affected by identity theft despite having extra protection, IdentityIQ will be there to help. You’ll be given a dedicated U.S.-based case manager to guide you through the recovery process. Like all other major identity theft services, IdentityIQ offers up to $1 million in identity theft insurance, underwritten by insurance giants AIG.
On top of all that, IdentityIQ offers flexible subscriptions with prices between $6.99 and $19.99 per month depending on the amount of protection you need – cheaper than much of the competition. Sadly, there’s no free trial to take advantage of but users can cancel their subscription at any time.
Another famous identity theft protection service is Massachusetts’ IdentityForce, which has been helping users since 2005. IdentityForce will monitor your credit files every day, searching for significant changes like credit inquiries or new accounts in your name. Impressively, you’ll also receive real-time alerts when anyone requests a copy of your credit report. IdentityForce’s monitoring goes even further by checking the dark web, court records, and more. We particularly like the social media monitoring, which takes a look at your Facebook and Instagram for posts that could be inappropriate. Like IdentityIQ, IdentityForce offers extra protection for families which includes identity and Social Security monitoring for your children.
Of course, if someone does still find a way past all that protection then you’ll get all the support you need with 24/7 support over the phone. The company’s specialists will then help you restore your identity and even assist you with the tedious paperwork. Like IdentityIQ, IdentityForce offers the standard $1 million in identity theft insurance.
All those extra monitoring features come at a price, meaning IdentityForce is more expensive than IdentityIQ, with prices ranging from $17.99 to $23.99 per month. However, you can test out the service first with a free 14-day trial.
Both IdentityIQ and IdentityForce’s offerings are first-class, and they’ll certainly help keep you more protected against identity theft than ever. In fact, there’s very little between them. Both offer extensive monitoring options, not just for you but for your family too, and you’ll be given support in case anything happens. However, IdentityIQ is cheaper overall with well-priced subscriptions, although at the cost of some extra features. While IdentityForce is the more expensive service, you do get the added bonus of 24/7 support whenever you need it. No matter your choice though, you’ll massively reduce your risk of falling victim to identity theft.
Best Identity Theft Protection of 2021